Valuable Items and Fine Art Insurance

Valuables & Fine Art Floaters

At Westgate Insurance Agency, we understand that there are times when you need more insurance coverage for specific items in your home, condo or in a property that you’re renting. A valuable items floater gives one or more specific items a higher level of coverage than what you’d get with a standard homeowner’s, condominium owner’s or tenant’s policy.

Common items that may warrant a valuable items floater include:

• Computer equipment 
• Expensive jewelry
• High-end digital cameras and accessories
• Sports equipment
• Stamp / Coin / Sportscard Collection

Fine Art Floaters

Westgate Insurance Agency also offers fine art floaters that protect your treasured paintings, antiques or other artwork with coverage.  Paintings, antiques and other types of artwork are often rare or one of a kind pieces that can’t simply be replaced.  Due to this, special insurance coverage is often needed in order to receive the most protection.

Know What Your Policy Covers

If you’re concerned about insurance protection for your valuable items or fine art, it’s important to know what your current homeowners or tenant’s policy covers.  Most homeowners and tenant’s policies only provide a specific limit of coverage on valuable items and fine art, which is why additional coverage may be required.  A floater provides coverage for one specific item, so it’s also important to remember that if you have more than one valuable or piece of fine art that needs additional protection, you may have to purchase additional floater coverage.