Commercial Automobile Insurance

The Commercial Auto Insurance Your Business Needs

Whether you have one vehicle you use for your business or an entire fleet of trucks that need to be insured, Westgate Insurance Agency can tailor a commercial auto policy to suit your needs.  We understand that as a business owner, you don’t have the time to fill out a ton of paperwork or wait for claims to be processed.  When you work with us, your business gets personalized service, competitive rates, and fast claims processing.

Why You Need Commercial Auto Insurance

If you have to drive a vehicle for work related tasks or you have employees that need to drive during their work hours, you need commercial auto insurance.  Just like you do with your personal vehicle, you’re required by law to carry insurance on a commercial vehicle.  However, you need commercial insurance goes way beyond legalities.

A vehicle used for your business may contain work equipment or materials that are expensive to replace.  If an accident happened, you’ll need coverage that’s going to pay to repair or replace your vehicle, as well as cover any damaged work equipment.

If you have one or more vehicles out of service due to an accident, your entire business would be affected.  Our agents will work with you to find the best policy that’ll have you back on the road as quickly as possible.

What Will Your Policy Cover?

Commercial auto insurance has special considerations. Therefore you have options for additional coverage. Not only does commercial auto insurance cover physical damage and gives you liability protection, but it can also protect you against special circumstances. For example, vehicles parked together and left alone have a greater chance of all being damaged at once.

Other considerations include:

• If you drive long distances every day in your work vehicle
• If you allow your employees to take work vehicles home with them
• If your commercial vehicles are left unattended overnight
• Whether the vehicle is owned, leased, or has a loan against it
• If you have specialized equipment in or permanently attached to your vehicle

Contact Us

Contact us today to discuss your business’ automotive insurance needs.  We’ll customize a policy based on your specific needs so you can take comfort in knowing your business is protected.