Umbrella Liability

Business Liability Insurance

Liability insurance is essential in protecting your business and your business’ finances. If a claim is made by a third party against your company – whether for property damage or physical injury – you could be faced with extraordinary costs.

Business liability comes in several variations which are discussed below.  Each business is different, and therefore each business’ insurance needs are going to be different. Westgate Insurance Agency will customize a policy for your business to give you the protection where you need it most. Call us for more information.

Umbrella Liability

If you are concerned you may not have enough insurance to fully protect your business, an umbrella policy may be right for you. This policy would pay the difference between what your primary policy pays and a judgment that is awarded against your business.

For example - if you have 1 million dollars in general liability insurance and a judgment was entered against your business for an injury caused to a person for 2 million dollars, the extra 1 million dollars will come out of your pocket.  If you had an umbrella policy for an extra 2 million, you’d be covered.

Contact Westgate Insurance Agency with your questions regarding business insurance and what is needed to fully protect your company.