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Business Property Insurance

No matter where you do business, you need to protect your business’s property. Whether you own a location, rent or lease, Westgate Insurance Agency Inc. has a business property insurance policy to meet your needs. This could even encompass leasehold improvements or buildouts. We’re conveniently located in Toledo, Ohio and we look forward to being your trusted business insurance partner.

Why Is Business Property Insurance Needed?

Life is unexpected and you need to be prepared. Just in the last year alone, businesses have experienced disasters that they never thought were possible. Fire damage, water damage and wind damage can bring your business’s operation to a quick halt without any warning. Even something as small as window being damaged or a sign falling down can cause a financial hardship on your business.

What Is Covered Under Business Property Insurance?

The main component of business property insurance is that it protects the building that your business is located in. If your business location is damaged or destroyed, you need to be able to rebuild or make other arrangements as soon as possible. Being without a place to operate your business not only puts a strain on you but it could also leave your employees out of work for a long period of time.

Aside from the building that your business is in, imagine all of the property you have located inside of the building. Equipment, machines, tools, computers, furniture and office supplies are all extremely expensive to replace in the event that they are destroyed or damaged. Not only is what’s inside of your building expensive to replace but you also need those possessions to properly run your business.

Business property insurance can cover the building your company is located in, property inside of the building, inventory and outside fixtures such as signage and fencing. We’ll go over each option that you have to create a policy that works best for you so that you have the peace of mind of knowing that your business is protected.